What is health insurance?
It’s a type of cover that pays your private healthcare costs if you have a treatable condition.
Whether it’s overnight hospital care, outpatient treatment, diagnostic tests, scans or aftercare, you get specialist private treatment when you need it, if it’s covered by your policy.
With our panel of health insurers, you can be reassured that you’ll get prompt access to the healthcare and expertise that’s right for you.
Do I need health insurance?
Even if you have access to free NHS care, you might want health insurance to feel more in control of when, how and where you’re treated.
This can mean faster specialist treatment than NHS waiting lists, allowing access to the hospital and consultant of your choice, and a private, en-suite room.
You’ll be able to talk about your treatment with your consultant and ask them any questions.
Think of it as the care you need, in a comfortable environment, without the wait.
Individuals & Families
Health insurance, often called private medical insurance, is an insurance policy that covers the costs of private healthcare, from diagnosis to treatment. You will pay a monthly subscription that covers all or some of the cost of treatment for acute conditions that develop after your health insurance policy has begun.
Small business health insurance is an insurance policy that offers your employees private healthcare. If your team has fewer than 250 employees, our small business health insurance will cover the cost of private healthcare, from diagnosis to treatment.