Fleet insurance: 3 tips for reducing premiums

Fleet insurance is a convenient way of insuring multiple business vehicles under one policy.

Here are 3 tips to help ensure you get the most competitive quotation:

Let us know the postcodes where the vehicles are kept overnight. Fleet insurers will generally rate a risk on the company address. You could be paying over the odds if your company is based in a major city yet the vehicles are kept in rural locations overnight.

Let your broker know about your risk management procedures. For example, that you make annual checks of drivers licences or that vehicles are fitted with trackers or telemetric devices. Adler Insurance Brokers can supply fleet telemetry equipment that can provide instant benefit through maintenance and fuel savings as well as claims reductions.

Regularly check the values of the vehicles as listed on the policy. As the value of a vehicle reduces over its lifetime, the cost to replace it may also reduce. Ensuring this is correct on your policy can help to reduce your premium.

For further advice about fleet insurance and how to obtain the most competitive price, contact our Commercial Insurance team on 0121 764 5500 or complete our enquiry form.

Don’t forget – we can also provide 24hr nationwide roadside breakdown assistance and recovery services, with doorstep repair for £53 per vehicle, any driver.

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Adler Insurance

Content creator for the Adler Insurance Group.

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