Adler Insurance’s high net worth team appreciate that no two art collections are the same and neither are any two of our clients. As such, we treat you and your art collection on an individual basis.

Avid collectors and one-off buyers alike can benefit from the cover provided by our bespoke fine art insurance. Our experienced client executives will set up and manage your policy, building it around even the most individual of requirements and scenarios.

We can insure your art collection as a standalone high-value item. However, if you have other high-value collectibles or possessions, we can provide overarching cover for all your home insurance requirements.

  • Worldwide cover for physical loss or damage
  • If the artist dies during the period of insurance, the insured value of the piece of fine art will be increased by up to 100% (maximum value £100,000)
  • If, during the period of insurance, someone claims a piece of fine art isn’t rightfully yours, you can receive up to £25,000 if you are legally obliged to return the item

Is your collection likely to expand in the near future? No problem. Simply let us know about any new purchases and we’ll manage the change to your policy to ensure you remain covered.

  • Wear and tear, gradual deterioration, moths, vermin, inherent vice, or loss sustained due to or resulting from any repairing, restoration, or retouching process
  • Mechanical or electrical faults or breakdown
  • Acts of terrorism, nuclear or war
  • Loss or damaged resulting from your property being confiscated, taken, damaged or destroyed by or under the order of any government or public or local authority.

These are just some of the key exclusions/limitations, full details will be found in policy wordings.

What sort of art is covered by your policy?

We cover sculpture, paintings, high-value prints, original photography, porcelain and more.

I own a sculpture which is on display outside, does the affect my policy?

No, the level of cover remains constant, regardless of where the piece is displayed.

I have inherited an item of high-value art, do I need to get it revalued?

We recommend a valuation is carried out at least every 10 years, regardless of how it was acquired.

Are my possessions covered outside of the home?

Our cover provides protection for your fine art on a worldwide basis.

Can I cover other high-value collectibles?

Yes, we can provide a tailored policy to incorporate your entire high-value collection, and will be pleased to discuss your requirements.

I’m expecting to add to my art collection , can I amend my policy to include new items?

Yes. We understand that as an art lover it’s unlikely that your collection will stay the same for too long. When you purchase new art or indeed sell any of your current pieces, let us know and we will update your policy as well as advise you on your new level of cover.

Will I need to have my art valued?

When you purchase new art, determining its value is generally much easier as the value is current. However, the value of art changes over time. We recommend that a professional valuation of your collection is undertaken at least every 10 years, to ensure that you’re not underinsured. You may find the National Association of Valuers and Auctioneers useful in this regard.

The Adler Private Clients team is dedicated to handling your circumstances with the utmost discretion and professionalism. We understand that the possessions you wish to cover are of the highest quality so we feel that our service should and does reflect that.

As soon as you get in touch with us, your private client experience will begin, including advice and support throughout the duration of your policy. So, if you need to amend your policy details, make a claim, or simply check what you’re covered for, our team is on hand to deal with your request and put your mind at ease.

Adler Private Clients is different from a regular insurance broker in that our years of experience in dealing with insurance for wealthier individuals has given us the knowledge and expertise to hone our services, creating a customer experience that is up there with the best.

Our team of client executives are on hand to meet your requirements. You can reach them on 0121 764 5500. Call us or make an enquiry today to see what we can do for you.

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