Whether you’re a self-employed sole trader or have a small to medium sized business specialising in electrical installation and maintenance, we can arrange cover that’s tailored to your individual needs.

Electrical contractors insurance offers peace of mind and more importantly, allows you to trade without having to worry about what may (or may not) be around the corner. Our policies provide far wider cover than is generally available under a standard liability insurance policy, and come with a whole host of benefits as standard.

  • Employer liability
  • Public/products liability
  • Professional indemnity
  • Contract works – to protect the materials you are using both on site and in transit
  • Business interruption
  • Money

Optional covers include:

  • Personal accident
  • Tools and plant
  • Efficacy
  • Directors and officers
  • Temporary employees
  • Policy excess as shown in your policy documents
  • Hazardous location
  • Asbestos
  • Theft of tools from unattended vehicles
  • Injury or loss occurring outside of the EU

Exclusions will change depending on your profession. This list of exclusions is a summary and is not a full list of all exclusions that may apply.

Can you offer tools cover and up to how much?

Yes, we can offer tools cover for all trades, ranging from £1000 – £5000 per person.  Own plant and hired-in plant cover can also be offered.

I need ‘contractors all-risks’ cover for my contract, can you offer this? Yes. As a specialist trade insurance broker, we use a panel of top insurers to provide a package of cover that suits your needs.

Can I pay over monthly instalments or does it have to be a one off payment?

Yes, of course.

What level of public liability do you recommend? For your peace of mind, we recommend as high a level of cover as possible.  We will provide prices on all levels of public liability so you can make an informed decision.

With Adler Insurance, you can be confident that, in the event of the worst happening, your claim will be handled by our in-house claims team. This means a fast and efficient service that many insurance brokers have to outsource to achieve.

Simply contact the claims team using the details within your policy documents, or call us on 0121 764 7563 to speak directly to a claims handler. They will talk through your claim, guiding you through your next steps and the whole process.

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